November 26, 2008

Naija Brain

Enjoy this

A nija man walked into a bank in New York City and asked for the loan officer.He told the loan officer that he is going to Lagos on a vacation, for two
weeks,and need to borrow $5,000.

The bank officer told him that the bank will need some
form of security for the loan, so the nija man
handed over the keys to a new brand BMW 6 series.The
car was parked on the street in front of the bank.The
nija man produced the title and everything checked
out.The loan officer agreed to accept the car as
collateral for the loan.

The bank's president and its officers all enjoyed a
good laugh at the naija man,for using an $80,000 BMW
as collateral against a $5,000 loan.An employee of
the bank then drove the BMW into the bank's
underground garage and parked it there.

Two weeks later,the naija man returned,repaid the
$5,000 and the interest,which came to $15.41.

The loan officer said,"Sir, we are very happy to have
had your business, and this transaction has worked out
very nicely,but we are a little puzzled. While you
were away, we checked you out and found that
you are a successful business man.What puzzles us is,
why would you bother to borrow $5,000?"
The naija man replied:"Where else in New York City
can I park my car for two weeks,and pay only $15.41
and expect it to be there when I return?"

The bank employees watched as he pulled out of the
garage,windows down and sunroof open. Juju music
blasting from his car,as he pulled away.